[小] Experience with Telemarketer

So it was a Thursday when I received a call from bank while I'm having a break from work. He (telemarketer) said that there's a great promotion for new bank customer so I decided to hear him out. He was selling Personal Accident Insurance that provides up to $150/day hospitalization and $150,000 for death and...

[小]Rights Issue Walk-through – Cache Log Trust

Rights issue is one of many events that cause volatility and speculation movement in the market. Usually companies would give a discounted rights issue to shareholders which serves as an incentive for shareholders to purchase the new shares by exercising their rights entitlement. Since its discounted, some of us (like myself) would want to snatch...

[小] Hidden Gem – DBS Visa Debit Card

Background If you have followed my previous post on Credit Card Philosophy, you will know that we are searching high and low for a credit card that has No Minimum Spending Required Because we don't want to speed unnecessarily Generous Rewards Because we don't want to lose out - Kiasu Effortless Because we have more...

[小] Philosophy – Credit Card

Background It's about two months since I have started working. Comparing these two months spending habit, it is rather constant except when there are more meet up with friends. So during the month with less outing, I actually spend roughly $200 less. This irregularity reminds me of the initial philosophy on credit card. The ideal...