Ultimate Infant Gift Guide 2021: 6 must-have gifts to send even during lockdown

There's nothing that will make a new mommy happier than thoughtful gifts. But sometimes, buying for infants and newborns can be a daunting task. If you're looking for a gift for someone who is about to be or is a new parent, this article has some great ideas. These 6 gifts are sure to please... Continue Reading →

5 tips on Making Home a safer place for your Aged Granny – Where you can get Subsidies and the Best Deals

Are your grandparents alone at home by themselves most of the time? Are you worried about them falling when there's no one to check on them? Living alone can be difficult for anyone, but for seniors it can present a variety of safety concerns. It's hard to know where to start when looking to improve... Continue Reading →

8 Ideas to Pamper Your Mom in this Mother’s Day Gift Guide Singapore 2021

Mother's Day is almost here and it's time to start looking for the perfect gift! For many of us, mom is our most important person so we want to make sure she has something she'll love, something that will remind her how much we appreciate her. We'll be featuring home-grown local Singaporean brands that can... Continue Reading →

How to Find a Home Office Space in HDB

Finding a home office space in Singapore is not an easy task if your home is not big enough. This article gives you ideas and tips to create a home office space in HDB flats. A home office space maybe a room, a corner of the kitchen or a portion of your living room. The... Continue Reading →

[小] Cheatsheet – Best Household Electricity Plan 2018

Background Amidst all the price hikes – GST & Tap Water & Public Transport and the list goes on... FINALLY! We have something to look forward to. Lower household electricity price through the launch of Open Electricity Market (OEM). Up to 50% off regulated tariff!!! YahooOoO! What is OEM? Starting April 2018, households and businesses... Continue Reading →

Singapore’s first offshore Wind Turbine

Sometimes lazy M.M. will read up cute news like this. Being a Nerd, M.M. will occasionally do something more than just reading it. (As a kid, he loves renewable energy) So NTU has built this horizontal axis wind turbine in our offshore land - Pulau Semakau, just south of Bukom Island. We probably won't have... Continue Reading →

Apply BTO as a Student

Introduction BTO is a heavily subsidized flat choice for Singaporean/PR. It's a privilege for us but the downside is the long waiting time of 2 to 4 years. 2 years for BTO in certain non-matured estate, 4 years for the rest. Being an informed millennial, no doubt we will try to get around this by... Continue Reading →

[小] Experience with Telemarketer

So it was a Thursday when I received a call from bank while I'm having a break from work. He (telemarketer) said that there's a great promotion for new bank customer so I decided to hear him out. He was selling Personal Accident Insurance that provides up to $150/day hospitalization and $150,000 for death and... Continue Reading →

[小]Rights Issue Walk-through – Cache Log Trust

Rights issue is one of many events that cause volatility and speculation movement in the market. Usually companies would give a discounted rights issue to shareholders which serves as an incentive for shareholders to purchase the new shares by exercising their rights entitlement. Since its discounted, some of us (like myself) would want to snatch... Continue Reading →

[小] Hidden Gem – DBS Visa Debit Card

Background If you have followed my previous post on Credit Card Philosophy, you will know that we are searching high and low for a credit card that has No Minimum Spending Required Because we don't want to speed unnecessarily Generous Rewards Because we don't want to lose out - Kiasu Effortless Because we have more... Continue Reading →

[小] Philosophy – Credit Card

Background It's about two months since I have started working. Comparing these two months spending habit, it is rather constant except when there are more meet up with friends. So during the month with less outing, I actually spend roughly $200 less. This irregularity reminds me of the initial philosophy on credit card. The ideal... Continue Reading →

[小] Guide to Buying Property – Model 15

This is an Author's Cut from [大] Post that explains about property valuation methods. There are many assessment methods but for us, we believe in valuation derived from rental yield. Background When purchasing a flat, we should determine it's value so we don't overpay for it. (And never ask property agent if the price is... Continue Reading →

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